Job Description

Loan Officer Assistant – Be a Vital Member of Our Growing Team

Are you detail-oriented, organized, and great at structuring loan files? Do you want to be part of a high-performing mortgage team without the pressure of sales? If so, this opportunity is for you.

We are looking for a Loan Officer Assistant who will play a crucial role in our growing mortgage business. You’ll be responsible for ensuring smooth and efficient loan processing —getting borrowers from application to pre-approval quickly and accurately.

Who We Are

We are a mortgage broker and correspondent lender offering a full range of loan products, including traditional mortgages, bank statement loans, and DSCR loans . Many of our clients require creative financing solutions , and you must be open to learning these products if you’re not already familiar.

More Than Just a Job – We Invest in You

We believe that success is a team effort . We care about you—not just as a team member, but as a person. Your personal and professional goals matter to us, and we are committed to helping you succeed.

🔹 You will be equipped with the tools, training, and support you need to excel in this role.
🔹 We work hard together, support each other, and celebrate each other’s wins.
🔹 We expect high performance, but we also believe in continuous growth and learning.

Compensation – You Choose Your Structure

💰 Option 1: $750 per closed loan (no base salary)
💰 Option 2: $3,000 base salary + $200 per closed loan

In March, we closed 12 loans . In April, we are on track for 15 loans —meaning strong earning potential for the right candidate.

This is a 1099 Contractor Position

• You do not have to work exclusively with us, but you must be able to keep up with the workload.
• This role requires a high level of self-motivation and ownership.

What You’ll Be Responsible For:

✅ Organizing and managing borrower documents in Floify
✅ Requesting missing docs (via email or Floify) and knowing exactly what’s needed
✅ Structuring loan files in Encompass —everything goes in the right place
✅ Calculating income for all borrower types , especially self-employed clients
✅ Running AUS (DU & LP) and interpreting the findings
✅ Running credit reports (soft & hard pulls) and flagging any red flags (derogatory accounts, charge-offs, etc.)
✅ Preparing loan files for a seamless handoff to the processor once under contract
✅ Submitting files to lenders and assessing the best loan product (you can grow into this)
✅ Monitoring loan registration status & ensuring initial approvals come in on time
✅ Ensuring the processor has a clear, well-prepped file to work with

✅ Working within our CRM to keep all clients and leads organized and within the proper stage of their journey.
✅ Tracking CD issuance to ensure it’s sent one week before closing —we close ON TIME

Requirements

Qualifications:

📌 Education & Experience

• Minimum of 1 year of experience with brokered loans
• Extensive knowledge of various loan products and services

📌 Skills & Competencies

• Strong understanding of mortgage loan products and the ability to match borrowers with the best options
• Proficiency in mortgage software systems (Encompass)
• Excellent attention to detail and organizational skills
• Ability to manage multiple tasks under pressure
• Strong verbal and written communication skills (Phone communication with borrowers is KEY)
• Ability to work independently in a remote environment

📌 Technical Skills

• Familiarity with Automated Underwriting Systems (AUS)
• Experience running credit reports and understanding credit scoring models

Self-Motivation & Continuous Education are Non-Negotiable

We are committed to being the best at what we do—both in how we structure loans and in the experience we provide to our clients.

🔹 You MUST be willing to learn new mortgage products continuously.
🔹 If you’re not interested in ongoing education, this is NOT the role for you.
🔹 Our team stays ahead by constantly improving—we expect the same from you.

Why Work With Us?

🏡 A team that values you personally and professionally
🚀 A role where your contributions directly impact success
📈 Opportunities for growth and learning new loan products
💰 Strong earning potential based on performance

We are a team, and we all work hard to fulfill our roles and support each other. If you are ready to take ownership, grow, and be part of a team that genuinely wants to see you succeed, apply now.

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