Loan Officer Job at guzzoandco, Huntersville, NC

d0d4TE8yalE4V3hVZGdqdFdiS2c4UWc9
  • guzzoandco
  • Huntersville, NC

Job Description

Job Overview

We are in search of a competent Loan Officer to be a part of our Loans Department. Your primary role will be to evaluate, authorize the approval or deny the loan application for businesses or entrepreneurs.

As a Loan Officer, you will be acting as a liaison between our financial institution and our clients. You will help qualified applicants obtain loans in a timely and hassle-free manner. You should possess amazing communication skills to explain the loan application process to the desired applicants in a simple way. You should be prompt at answering questions and solving their queries.

You should be reliable when it comes to evaluating the credit values and interviewing the loan applicants. If you think you have the required knowledge and desired experience, you can send in your applications to us. Avail this incredible opportunity to boost your career prospects as a Loan Officer.

Responsibilities

  • Research and evaluate the financial status of the person applying for a loan.
  • Evaluate the credit value by processing the loan applications and documents within particular limits.
  • Interview the loan applicants to determine their financial eligibility and prepare the feasibility report for granting loans.
  • Determine all applicable metrics and ratios and set up debt payment plans.
  • Communicate with the clients to provide information and to forward their loan requests.
  • Approve loans for eligible applicants and reject the ones who are not eligible. Justify the approvals/rejection decisions by filing reports about the same.
  • Complete loan agreements and counsel clients on limitations and policies.
  • Have an excellent understanding of the different types of loans and other financial services.
  • Maintain and update loan files and accounts records.

Requirements

  • Bachelors’ degree in Economics, Finance or a related field.
  • Proven work experience as a Loan Officer or in Finance Industry.
  • Excellent knowledge of computers and banking programs/applications.
  • Outstanding interpersonal and communication skills.
  • Excellent Sales and Marketing skills will be an added advantage.
  • Sound understanding of direct and indirect lending practices and products.
  • Excellent knowledge of the current affairs of the real estate industry.
  • Outstanding customer service skills.
  • Exceptional time management skills.

Job Tags

Full time, Work experience placement,

Similar Jobs

Goth Girl Club Records, L.L.C.

Music Marketing & Sales Contractor - Commission Based 1099 Independent Contractor Job at Goth Girl Club Records, L.L.C.

 ...you will follow the guidelines I provide to make sales on beat licensing and mixing and mastering services. This is a remote work from home only position. You must have a mobile phone and a laptop or computer would be ideal as well. You will make 50% commission on... 

Zunch Staffing

TELECOM PLANNING ENGINEER Job at Zunch Staffing

Zunch Labs Telecom Solutions is a rapidly growing workforce solutions provider and field services company based in Plano, Texas. The company offers its employees a clear path to advancement, top industry compensation, work-life balance, diversity, and team-building activities... 

Canyonlands Field Institute

Grant Writer Job at Canyonlands Field Institute

 ...Position Title: Grant Writer Position Status: Part-Time or Full-Time options available Reports to: Executive Director Direct Reports: None Salary: $25/hour Dates: January 1 December 31, 2023 The CFI Grant Writer helps grow the grant writing activities... 

GAT Airline Ground Support

Airport Ramp Agent Job at GAT Airline Ground Support

 ...Job Summary: Ramp agents are responsible for loading and unloading aircraft baggage, guiding planes to and from their gates, operating...  ..., and transport baggage, mail, and cargo from aircraft to the airport Maintain on-time connections by guiding aircraft to and from... 

Liberty Personnel Services, Inc.

Sr. HVAC/R Service Technician Job at Liberty Personnel Services, Inc.

 ...package units, which will include chillers, air handler pump towers, cooling towers, controls systems, boilers, air handling systems, refrigeration and controls. Must possess a valid drivers license and satisfactory driving record as required by the insurance provider....